Why Consumer Credit Matters
Consumer credit touches everything. From household borrowing to securitization markets, the health of the consumer shapes the economy in ways both obvious and hidden. It shows up in auto loans, credit cards, student loans, mortgages, and beyond — the very building blocks of everyday finance and structured products.
I created Consumer Credit Matters to provide thoughtful analysis and practical insight into how credit markets work, how they’re changing, and what that means for professionals and investors.
With more than 25 years in structured finance, I’ve seen first-hand how shifts in consumer behavior, policy, and capital markets ripple through lending, securitization, and investment decisions. My aim here is to cut through the noise and offer clarity.
Whether through data tools, written commentary, or in-depth conversations on the Consumer Credit Matters podcast, the goal is the same: equip you with perspective and context in an increasingly complex financial landscape.
Contact us
Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!