The Skinny–Feb 2026
Auto-loan delinquencies pushed higher again in the latest reporting set, which now extends through December. For all accounts (300–850), 30–59 DPD increased to 4.34% and 60+ DPD rose to 2.70%, leaving both early-stage and late-stage performance elevated into year-end.
Issuer dispersion is still evident, but the broader pattern continues to matter more than a few extremes: only a small subset show improving YoY %Δ across both 30–59 and 60+ DPD (e.g., CAOT, CRVNA, TAOT, WOSAT), while most issuers remain in positive YoY territory.
Auto ABS Data
This section summarizes loan-level data from monthly U.S. auto ABS filings with the Securities and Exchange Commission. The dataset provides a comprehensive view of the securitized auto loan market:
Source: 15,500+ SEC ABS-EE monthly trust filings (2017–present)
Loans: ~27 million unique loans
Fields: 72 data elements per loan, covering borrower, loan, vehicle, and performance characteristics
Issuers: 24 issuing trusts, 22 currently active
Series: 446 issuance series, 240+ currently active
Marketwide Delinquency Trends
Issuer Comparison Tables
Issuer Trend Explorer
