Consumer Credit Matters | U.S. Consumer Credit Analysis

Last updated: June 2026

Consumer Credit Matters is a publication of Black Analytics LLC.

Informational purposes only. Consumer Credit Matters provides data, charts, analysis, and commentary on U.S. consumer-credit securitization for general informational and educational purposes. Nothing on this website or in its newsletter, podcast, or related materials constitutes investment, legal, tax, accounting, or other professional advice, an offer or solicitation to buy or sell any security, or a recommendation regarding any security, issuer, transaction, or strategy. You should not act on any information here without consulting a qualified professional and conducting your own due diligence.

Data sources and accuracy. Information presented is derived from third-party and primary sources believed to be reliable, including filings with the U.S. Securities and Exchange Commission (SEC EDGAR), asset-level data from ABS-EE filings under Regulation AB II, issuer disclosures, the Federal Reserve Economic Data (FRED) service, the Federal Reserve Bank of New York, and other public sources. This data is processed through automated pipelines and may contain errors, omissions, or delays. All information is provided "as is" and "as available," without warranty of any kind, express or implied, including warranties of accuracy, completeness, timeliness, merchantability, or fitness for a particular purpose. We do not guarantee that the information is current or error-free.

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